Loanspark Loan Programs
Empower Partners with Complete Commercial & Business Lending Solutions
DSCR Loans (Debt Service Coverage Ratio Loans)
Flexible Investor Financing with No Income Documentation
DSCR loans qualify borrowers based on property cash flow instead of personal income — ideal for investors growing their portfolios. These loans close fast and work for both single-family and multi-family properties.
- Commercial & Residential Properties
- Up to 80% LTV
- Streamlined approvals
- Loan amounts up to $5M
Bridge Loans
Fast, Short-Term Financing for Time-Sensitive Deals
Bridge loans help clients close on properties or refinance quickly before long-term funding is in place. Designed for acquisitions, transitions, or cash-out opportunities.
- Commercial & Residential Properties
- 12-36 month terms
- Fast closings
- $200K–$5M
Fix & Flip Loans
Turn Real Estate Potential into Profit
Fix & Flip financing covers property purchase and renovation costs for investors aiming to resell quickly. Competitive terms and rapid funding make these a favorite among active investors.
- Residential Properties
- Up to 90% purchase + 100% rehab
- Funding in as little as 21 days
- $200K–$10M
Ground-Up Construction Loans (1–4 Units)
Build From the Ground Up — With Confidence
These loans cover land acquisition and vertical construction for small residential or commercial projects. Builders and investors gain flexible, milestone-based funding.
- Residential Properties
- Up to 85% LTC
- Interest-only during build
- Up to $20M
Mixed-Use Property Loans
Finance the Future of Urban Development
Mixed-use loans support properties that blend commercial and residential spaces. Perfect for downtown storefronts, apartments-above-retail, or redevelopment projects.
- Mostly Commercial or Mostly Residential Properties (by square footage)
- Up to 80% LTV
- Fixed or variable rates
- Up to $5M
Multi-family Loans
Expand Into High-Demand Multi-Unit Investments
Multi-family financing supports acquisitions, refinances, and value-add projects for apartment buildings and multi-unit housing.
- Up to $5M
- National reach
- Bridge or permanent structures
Business Lines of Credit
Flexible Capital for Growing Businesses
Business lines of credit give companies fast, on-demand access to working capital for payroll, inventory, cash flow gaps, and day-to-day business needs. They are a practical option for clients who need flexibility rather than a single lump-sum loan.
- Up to $350K
- Access funds in 24–48 hours
- Revolving terms
Short-Term & Working Capital Loans
Quick Capital for Immediate Business Needs
Working capital loans provide rapid access to cash for expansion, payroll, marketing, or emergencies.
- $10K–$3M
- Minimal documentation
- Terms up to 24 months