Loanspark Loan Programs

DSCR loans qualify borrowers based on property cash flow rather than personal income, making them a strong option for real estate investors expanding their portfolios. Designed for both residential and commercial properties, these loans offer flexible financing with streamlined approvals.

• Commercial & Residential Properties
• Up to 80% LTV
• Streamlined approvals
• Loan amounts up to $5M

Bridge loans help borrowers move quickly on acquisitions, refinances, and transitional opportunities before long-term financing is in place. Built for speed and flexibility, they work well for both residential and commercial property scenarios.

• Commercial & Residential Properties
• 12-36 month terms
• Fast closings
• $100K–$5M

Fix & Flip loans help investors finance both property acquisition and renovation costs with the speed needed for competitive markets. These programs are built for residential investment properties and support active investors looking to buy, improve, and resell efficiently.

• Residential Properties
• Up to 90% purchase + 100% rehab
• Funding in as little as 21 days
• $100K–$3M

Ground-up construction loans support land acquisition and vertical construction for residential projects, giving builders and investors milestone-based financing designed around the realities of the build process. These loans are structured to provide flexibility from start to finish.

• Residential Properties
• Up to 85% LTC
• Interest-only during build
• Up to $3M

Mixed-use property loans are designed for properties that combine residential and commercial space, including storefronts with apartments above, urban redevelopment projects, and other hybrid-use assets. They give borrowers financing options suited to more complex property types.

• Mostly Commercial or Mostly Residential Properties
• Up to 80% LTV
• Fixed or variable rates
• Up to $5M

Multifamily loans support acquisitions, refinances, and value-add opportunities for apartment buildings and multi-unit housing. These programs are built for investors seeking scalable financing across a broad range of residential income-producing assets.

• Up to $5M
• National reach
• Bridge or permanent structures

Business lines of credit give companies fast, on-demand access to working capital for payroll, inventory, cash flow gaps, and day-to-day business needs. They are a practical option for clients who need flexibility rather than a single lump-sum loan.

• Up to $350K
• Access funds in 24–48 hours
• Revolving terms

Short-term and working capital loans provide fast access to funds for expansion, payroll, marketing, inventory, and unexpected expenses. These programs are built for speed, simplicity, and the short-term liquidity needs of growing businesses.

• $5K–$3M
• Minimal documentation
• Terms up to 24 months