BLaaS™ — Business Lending as a Service
A subscription-based model that lets you launch a branded lending program in days — without building a bank, hiring underwriters, or managing compliance.
Lending Infrastructure, Not a Referral Program
BLaaS™ turns your business into a lending destination. You control the customer relationship and brand experience. Loanspark powers the technology, underwriting, capital placement, and execution behind the scenes.
No patchwork integrations- No one-off lender relationships
- No internal lending department required
Built for Ecosystems That Drive Business Decisions
Partners on BLaaS™ get:
- Secure partner portal access
- Step-by-step guidance on submitting deals
- Full transparency on how commissions are calculated
- Direct support from a real human - not a ticket system
If your customers need capital to transact, invest, or grow — BLaaS™ allows you to deliver it under your brand.
From Concept to Launch in Days
You stay client-facing. We run the lending mechanics.
Define Your Lending Experience
Choose how, and how prominently, lending fits into your user journey
Activate Your Branded Infrastructure
Deploy portal, embedded flows, or API integration.
We Power the Lending Engine
Underwriting, compliance, funding, reporting — all handled by us, start to finish.
Spark. Bright. Brilliant.
Three infrastructure tiers designed to match your business model and growth strategy.
Spark
Fast, No-Lift Back Office with Optional Borrower-Facing Tools
Spark is built for brokers and lean teams who need to move fast. You get full access to Loanspark’s lending products and curated capital marketplace, with our team handling intake, underwriting, and funding — so you can stay focused on sourcing and closing.
Bright
Co-Branded Borrower Experience with Full API Access and Live Support
Bright builds on Spark by adding a co-branded borrower experience, full API access, and live support — without custom development or added operational complexity. It’s the right fit for partners who want Loanspark working alongside their brand, without slowing down the launch.
Everything in Spark, plus:
Brilliant
Mostly White-Label, Embedded Lending — Native to Your Platform
Brilliant builds on Bright by delivering a mostly white-label lending experience embedded directly inside your product. Built for real estate tech and PropTech platforms that want financing to feel like a native feature - not a third-party add-on — while Loanspark handles all lending operations behind the scenes.
Everything in Bright, plus:
Add Lending Without Becoming a Lender
BLaaS™ is built to help partners:
This is infrastructure — not a side feature.
Loan Programs Available Through BLaaS™
BLaaS™ connects your platform to a centralized capital network covering commercial real estate and business-purpose lending.
Turn Your Platform Into a Funding Engine
Activate embedded commercial lending infrastructure, unlock new revenue, and launch instantly — without operational complexity.