# Loanspark > Loanspark is commercial lending infrastructure for platforms, mortgage brokers, and referral partners. We power embedded, white-label, and referral-based lending — handling underwriting, processing, compliance, and funding behind the scenes — so partners can offer branded commercial real estate and business loans without building a lending operation. Borrowers can also apply directly for financing from $10K to $5M+. Loanspark lets partners "say yes to more deals without adding staff, complexity, or risk" while remaining the face of the client relationship. The platform automates lending workflows, gives partners real-time visibility, and routes every deal through a curated capital marketplace under Loanspark's control. Audiences served: - **Platforms & PropTech / SaaS companies** — embed commercial and investment real estate financing via API, without operating a regulated lending business. - **Mortgage brokers & loan officers** — add commercial, DSCR, bridge, and business loans without building a commercial division. - **Referral & affiliate partners** — earn revenue on funded deals with no lending license required. - **Direct borrowers** — real estate investors and business owners seeking fast commercial financing. Core offerings: **BLaaS™** (Business Lending as a Service), the **Curated Capital Marketplace**, and a full suite of **commercial and business loan programs** (DSCR, bridge, fix & flip, construction, multi-family, mixed-use, lines of credit, and working capital). ## Core Pages - [Home](https://www.loanspark.com/): Commercial lending infrastructure for platforms, brokers, and referral partners — embedded lending, expert underwriting, and capital access in one stack. - [BLaaS™ — Business Lending as a Service](https://www.loanspark.com/blaas): Subscription-based infrastructure to launch a branded lending program in days — without building a bank, hiring underwriters, or managing compliance. - [Curated Capital Marketplace](https://www.loanspark.com/resources/curated-capital-marketplace): A controlled lending marketplace where every deal is evaluated first for direct Loanspark funding, then matched to vetted capital partners — no broadcasting, no blind submissions. - [Loan Programs](https://www.loanspark.com/resources/loan-programs): Commercial and business loan programs including DSCR, bridge, fix & flip, ground-up construction (1–4 units), mixed-use, multi-family, business lines of credit, and short-term/working capital. - [Borrowers](https://www.loanspark.com/borrowers): Commercial real estate, DSCR rental, and small business financing from $10K to $5M+, with indicative terms often within 24–72 hours for qualified applicants. - [Book a Demo](https://www.loanspark.com/book-a-demo): Choose your commercial lending model (embedded, broker, or referral) and get started. ## For Partners - [Loan Brokers (Partnerships)](https://www.loanspark.com/partnerships/loan-brokers): Expand into commercial, investor, and business-purpose lending without building a credit department — Loanspark powers products, process, and back office. - [Embedded Lending (Partnerships)](https://www.loanspark.com/partnerships/embedded-lending): Lender-backed infrastructure for platforms and PropTech to embed commercial and investment financing while retaining client ownership, data visibility, and control — without licensing risk. - [Referrals (Partnerships)](https://www.loanspark.com/partnerships/referrals): Monetize your audience by connecting them to trusted commercial lending and earn when deals fund — simple setup, no operational burden. ## Lending Models (Landing Pages) - [Embedded Real Estate Lending](https://www.loanspark.com/landing/embedded-real-estate): White-label commercial real estate and DSCR financing inside your platform via an API-driven embedded lending model — no license needed. - [Commercial Lending for Loan Brokers](https://www.loanspark.com/landing/loan-brokers): Help more borrowers and keep more deals in-house with commercial real estate, DSCR, bridge, and business loans — without a full commercial division. - [Referral Partner Program](https://www.loanspark.com/landing/referral-partners): Earn referral revenue on commercial real estate, DSCR, and business loans — no lending license required; Loanspark handles underwriting, compliance, and funding. ## Tools - [Lending Calculators](https://www.loanspark.com/education-hub/calculators): Free closing cost, DSCR (rental income / max loan), and commercial loan payment calculators built on the same data Loanspark partners use to underwrite live deals. ## Company - [About Us](https://www.loanspark.com/about-us): Loanspark is a partner-first commercial lending infrastructure built for platforms, brokers, and referral partners — meet the team and the mission. - [Careers](https://www.loanspark.com/careers): Remote-friendly, mission-driven fintech roles building the future of business lending, with open positions, salary, equity, and benefits. - [Security & Compliance](https://www.loanspark.com/security): Loanspark is SOC 2 Type II audited, encrypted in transit and at rest, and continuously monitored — security posture, licenses, and controls. ## Resources - [Blog](https://www.loanspark.com/education-hub/blog): Insights for real estate platforms, PropTech companies, and loan brokers building modern commercial lending programs. - [Webinars](https://www.loanspark.com/education-hub/webinar): "Why We Spark" live weekly broker training on smarter underwriting, direct lending, and systems to close more deals. - [Podcasts](https://www.loanspark.com/education-hub/podcasts): Expert conversations on real estate platforms, PropTech, loan brokering, and modern commercial lending. ## Optional - [Privacy Policy](https://www.loanspark.com/legal/privacy-policy): How Loanspark collects, uses, and protects personal information. - [Terms of Use](https://www.loanspark.com/legal/terms-of-use): Terms governing use of Loanspark's services and Co-Brand Referral Partner Program. - [Cookie Policy](https://www.loanspark.com/legal/cookie-policy): How Loanspark uses cookies and how to manage cookie preferences.